What are the best What are the best toning fat loss exercises for women targeting stomach, thighs and underarm?

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Question by cheeekydiva: What are the best What are the best toning fat loss exercises for women targeting stomach, thighs and underarm?
I know it takes at minimum 25 to 30 min of cardio a day to get anywhere. However what are the best toning / fat loss exercises for the stomach upper and lower, thighs and underarms? These are my problem areas… I can not seem to find an answer to my question. Every link wants me to buy a book,

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